1. Acceptance of Terms
By accessing and using www.rethinkfinance.co.za, you agree to comply with and be bound by these Terms of Use. If you do not agree with these terms, you are prohibited from using this website.

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2. Changes to Terms
rethink Finance reserves the right to modify these Terms of Use at any time without prior notice. Your continued use of the website constitutes your acceptance of the revised terms.

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3. Use of the Website
3.1 Eligibility
You must be at least 18 years old to use this website. By using the website, you represent and warrant that you are at least 18 years old.

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3.2 User Conduct
You agree to use the website only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else’s use and enjoyment of the website.

Prohibited behavior includes harassing or causing distress or inconvenience to any other user, transmitting obscene or offensive content, or disrupting the normal flow of dialogue within the website.

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4. Intellectual Property
4.1 Ownership
All content, trademarks, service marks, logos, and other intellectual property displayed on the website are the property of www.rethinkfinance.co.za or their respective owners. You are not permitted to use these without the prior written consent of www.rethinkfinance.co.za or the respective owners.

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4.2 Limited License
You are granted a limited, non-exclusive, revocable license to access and use the website and its content for personal, non-commercial purposes. This license does not include any resale or commercial use of the website or its contents.

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5. User Content
5.1 Submission of Content
By submitting content to the website, you grant www.rethinkfinance.co.za a worldwide, royalty-free, perpetual, irrevocable, non-exclusive license to use, reproduce, modify, publish, and distribute such content in any and all media.

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5.2 Responsibility for Content
You are solely responsible for any content you submit to the website. www.rethinkfinance.co.za does not endorse, verify, or take responsibility for the accuracy or reliability of any user-generated content.

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6. Privacy
Your use of the website is also governed by our Privacy Policy, which can be found at Privacy & Security.

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7. Disclaimers and Limitation of Liability
7.1 Disclaimer of Warranties
The website is provided “as is” and “as available” without any warranties of any kind, either express or implied. www.rethinkfinance.co.za does not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.

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7.2 Limitation of Liability
To the fullest extent permitted by law, www.rethinkfinance.co.za shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of your use of the website or inability to use the website.

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8. Indemnification
You agree to indemnify, defend, and hold harmless www.rethinkfinance.co.za, its affiliates, officers, directors, employees, agents, licensors, and suppliers from and against all claims, losses, expenses, damages, and costs, including reasonable attorneys’ fees, arising out of your use of the website or any violation of these Terms of Use.

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9. Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of RSA, without regard to its conflict of law principles.